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Saturday, January 12, 2008

Need a Fast Cash Loan? This is How to Get Emergency Cash

By Mark Bellinger

If You Need a Fast Cash Loan, This is How You Can Access Cash Funding Quickly

Unfortunately for many of us the traditional route of applying for funding through a bank can be time consuming as well as proving to be unsuccessful if your credit rating is less than 100% sound.

Not only will banks & finance houses scrutinize your credit record thoroughly they will also require collateral even if your disposable income is sufficient.

Whilst the above paints a bleak picture for those borrowers whose credit rating is not great and who need emergency cash funding, there are alternatives to accessing cash funds from other sources - in fact bad credit will not disqualify you from qualifying for a payday loan in most cases.

Requirements to Get an Unsecured Cash Loan

All you need is proof of income & a check account - this will allow you to generally get up to 1500 dollars or more deposited directly into your check account.

Some lenders may require you to fax proof of your last pay check and bank statement prior to approval, however the loan funds may still be deposited into your check account the same day - many institutions do not require faxing though.

You can use the money for what ever purpose you choose and the funds can often be deposited straight into your checking account the very same day you apply.

Don't forget that the costs in terms of interest rates charged for pay day loans & unsecured cash loans can be higher than the traditional form of loan from a bank and should therefore only be used to solve temporary or emergency financial cash flow problems.

Benefits of Applying for a Short Term Cash Advance

The biggest benefit is that that this type of (unsecured) loan does not require a credit check.

You can therefore access funds quickly despite having a bad credit record. Those with good credit may qualify for a bank loan but should they not be able to provide collateral their loan application will be unsuccessful.

This is How to Get Your Cash Loan or Unsecured Personal Loan

The following types of loans can be applied for online and in most cases will be approved promptly and cash (often up to $1500) can be wired into your account within the same day.

  • Pay Day Loans
  • Personal Cash Loans
  • Short Term Bridging Finance
  • Unsecured Cash Loans

You can get an instant unsecured personal loan of up to $1500 here

Check out the author's sites for more on How to Get Emergency Cash Loans and as well as Unsecured Personal Cash Loans

1 comment:

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